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September Topic: Strategic Planning Using Financial Modeling

Updated: Dec 11

September is a good time to begin creating a financial model. This helps to contextualize the costs and returns of investment and set goals.

Overview

Harvard Business School defines strategic planning as “the ongoing organizational process of using available knowledge to document a business’s intended direction.”[1] An important part of this process is financially modeling strategic initiatives and the resulting business operations flowing out of the plan. Creating a financial model helps to contextualize the costs and returns of investment and create financial goals to track. Following the strategic planning process, the business can true up annual operations and goals to keep the business on course for reaching financial goals.


Without a strategic plan, there is danger of landing in various pitfalls:

  • Deferring investment spending

  • Creep in the size of investments

  • Missed opportunities for growth

  • Missed targets for execution and results

  • Financial stagnation or decline

  • Loss of key leaders who are not financially supported


Creating a Financial Model for the Strategic Plan

A written-down strategic plan that is reviewed on a monthly or quarterly basis and includes specific targets will focus your energy on systematically growing your company during the next several years. It is key that all relative parties are engaging in these discussions to ensure that there is progress being made on implementing your strategy. The following are components in a strategic planning financial model:

  1. Key assumptions which match the written strategy

  2. Income statement

  3. Balance sheet

  4. Cash flow

  5. Other KPIs which are included in the plan


The financial model should follow the same format as your company’s chart of accounts. Each year’s budget cycle should include and/or reference the corresponding year in the strategic plan model. Following is a sample of a financial model:



For the financial model, determine the steps needed to reach the goals in each of the next three to five years. Determine the role/department responsible for each step. Where possible, assign a specific quarter of the year, or other timeline, for each step. If you created a strategic plan or 3 to 5-year plan last year, update it with this year’s progress and compare goals vs. actual achievements. Determine a regular meeting schedule to stay on top of tracking your progress with each role/department involved in the strategic plan.

 

Summary

Strategic planning outlines where you see your business going and the plan you have put in place to get there. A financial model can be used to support you in implementing this plan, and it entails creating assumptions, utilizing the business’s financial statements, and identifying the KPIs worth tracking.

Make it a monthly or quarterly practice to review the strategic plan, and an annual practice to update the financial model, to ensure that your company is on track to meet the goals you have set and to keep a future-focused vision.


[1] Harvard Business School, Why is Strategic Planning Important?


Don't hesitate to reach out to us for copies of prior editions from our extensive Monthly Topic archive. Other September Strategy Monthly Topics include: Strategic Planning, Data-Driven Decision Making.

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